Bajaj Finserv Fixed Deposit

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About Bajaj Finance Limited. Bajaj Finance Limited, a subsidiary of Bajaj Finserv, is an Indian Non-Banking Financial Company (NBFC). Bajaj Finance is the only Indian NBFC to have the 'BBB' rating from the international rating agency S&P Global and its fixed deposit has both ICRA's MAAA and CRISIL's FAAA ratings, the highest in their respective categories. On Finserv MARKETS, you can use the Bajaj Finance Fixed Deposit online calculator to evaluate your returns before investing. For NRIs investing in the Fixed Deposit, the interest rate is calculated by the rate of interest, tenor and frequency of the selected payouts.

  1. Bajaj Finserv Loan Statement
  2. Bajaj Finserv Fixed Deposit Rate
  3. Bajaj Finserv Fixed Deposit Interest Rates

When it comes to choosing investments, you must strike a balance between looking for high interest rates and safety of your investment. Fixed deposits are hence, ideal investment avenues that enable you to multiply your money with high interest rates, while ensuring the safety of your investment.

Fixed Deposit Interest Rates (w.e.f 05 March 2020):

  1. Bajaj Finserv Fixed Deposit is a suitable investment option for those looking to grow their savings, and at the same time want safety and stability of their principal amount. The company offers attractive interest rates of up to 8.70% on fixed deposits, and choice of tenor between 12 months and 60 months.
  2. Bajaj Finserv is one of the best financial institutions when it comes to fixed deposits. There are many lenders which offer fixed deposits, but Bajaj Finserv is one of the few NBFCs (Non-Banking Financial Companies) to do so. Now, in the case of fixed deposits, one of the biggest considerations of people is how high is the interest rate.

Bajaj Finance, one of the leading NBFCs in the country, offers one of the best returns on FD, surpassing most fixed-income investments. Whether you are a risk-averse investor or ready for high returns, investing in Bajaj Finance FD can help you build a series of high-yielding investment plan for your future. The table below lists FD interest rates offered by Bajaj Finance:

Bajaj

Annual Interest rate valid for deposits up to Rs. 5 crore -
(w.e.f 05 March 2020)

Tenor
in Months
Minimum deposit
(in Rs.)
CumulativeNon-Cumulative
MonthlyQuarterlyHalf YearlyAnnual
12 – 2325,0007.60%7.35%7.39%7.46%7.60%
24 – 357.65%7.39%7.44%7.51%7.65%
36 – 477.70%7.44%7.49%7.56%7.70%
48 – 607.80%7.53%7.58%7.65%7.80%
Bajaj finserv fixed deposit

Rate benefits basis customer category (w.e.f 05 March 2020):

Bajaj Finserv Terms and Conditions T&C for Fixed Deposit in India Read Complete Terms & Conditions Online Check Our Page for More Information on Bajaj Terms & Conditions.

+ 0.25% for senior citizens

Bajaj Finserv Loan Statement

Fixed

+ 0.10% for Bajaj Group employees, Bajaj Finance Ltd customers and Bajaj Allianz Life Insurance existing policyholders

Bajaj Finserv Fixed Deposit Rate

Renewal:

+0.10% over and above the rate of interest at which the deposit is booked

Bajaj Finserv Fixed Deposit Interest Rates

If you’d like to plan your finances and future cash flow in a strategic manner, you can use the online FD calculator. It lets you calculate your exact returns by entering investment amount, tenor, and frequency of interest payout.