Best Fixed Rate Savings
- Fixed rate bonds can earn you interest at the same rate for 1, 2, 3 or 5 or more years. The best fixed rate bonds offer high rates a secure place for your money with deposit protection. Find the best bond rates for every fixed rate bond offered by UK providers. FCA regulated accounts put your savings.
- The best savings interest rates might mean the difference between your savings account earning a decent chunk of cash or only a few dollars in a year. The highest interest rates are significantly.
Yet when it comes to standard easy-access savings, which likely suits more people, Marcus, Nationwide and Tandem pay the top rate of 0.5%. Our top pick here is Marcus as it's a simple online account with unlimited withdrawals (Nationwide limits you to three penalty-free withdrawals a year and with Tandem you need to use an app to access it).
Guide to fixed-rate bonds
Banks and building societies want you to invest your cash in their savings accounts, which is why they pay you interest.
But with a normal, easy-access account the bank or building society doesn't have any security - you can withdraw your money whenever you like.
That's why they're happy to pay a little bit more to savers using fixed-rate bonds.
Best Fixed Interest Rates Savings
These are accounts where you agree in advance not to touch your cash for a set time, typically between six months and five years.
In return for your money for a guaranteed time, the account provider guarantees you a fixed rate of interest.
Best Fixed Rate Savings
Best Fixed Rate Savings Accounts
That means that, whether rates fall or rise elsewhere, you'll continue to get the amount you agreed.